Programme Curriculum
- Fundamentals of Credit Risk Management
- Five Cs of Credit
- Types of Credit Risk
- Types of Lending
- Types of Transactions that Create Credit Risk
- Credit Assessment Methods
- Credit Risk Analysis
- Overview of Debt Ratings
- Criteria Applied by the Rating Agencies
- Structured Approach to Credit Analysis
- Types of Counterparty
- Sources of Payback from Each Type of Counterparty
- Transaction Risk Analysis
- Components of Structuring to Mitigate Against Default
- Expected and Unexpected Losses
- Controlling Credit Risk
- Financial Risks
- Financial Statement Analysis
- Understanding Financial Statements
- Types of Financial Statements
- Cash Flow Statements
- Financial Statement Reporting
- Problems with Financial Statements
- Ratio Analysis
- Classifying Ratios
- Using Ratios
- Analytic Relationship Models
- Qualitative and Quantitative Methods for Evaluating Credit Risk Based on Borrower Information
- Expert and Rating Systems
- Credit Evaluation
- Qualitative Credit Assessment Processes
- Credit Ranking
- Behavioural Ranking
- Credit Scoring and Modelling Default
- Statistical Basis for Modelling Credit
- Applying Scoring Models to Firms
- Consumer Credit Scoring
- Behavioural Scoring Models
- Advantages and Limitations of Credit Appraisal and Default Prediction Methods
- Market-Based Credit Evaluation Methods
- Market-Based Credit Models
- Credit Risk Portfolio Model
- The Economic Factors Model: Credit Portfolio View
- Market Default Models
- Debt and the Option to Default
- The Insurance Approach: CreditRisk
- The Differences between the Models
- Credit Derivatives
- Managing Credit Risk in a Corporate Environment
- Credit Administration
- Determining a Line of Credit
- Evaluating Changes in Credit Policy
- Monitoring and Collections
- Collection Procedures
- International Credit Risk Management
- Managing Post-Lending Problems
- Financial Distress
- Capital Structure
- Capital Structure and Financial Distress
- Agency Costs in Financial Distress
- Causes of Financial Distress
- Costs of Financial Distress
- Bankruptcy
- The Bankruptcy Framework
- The Bankruptcy Process
- Pre-packaged Bankruptcy
- Valuation in Bankruptcy
- International Comparisons
Programme Benefits
- Identify possible credit risks within your organisation.
- Learn how to apply credit evaluation and modelling tools and techniques.
- Learn how to master a myriad of credit risk scenarios.
- Interact with a powerful network of fellow credit professionals to exchange knowledge, ideas, and processes.
Who should attend?
- Executives and leaders working in roles involving credit risk assessment and management
- Credit Risk Analysts
- Internal Auditors
- Credit Portfolio Risk Managers
- Fund Managers
- Professionals working in private firms such as banks, insurance companies, finance companies, rating agencies, advisory firms
- Professionals working in public entities in functions related to credit risks
- Credit personnel and recovery teams of financial institutions responsible for the recovery of principal and interests
- Borrowers or customers seeking greater understanding regarding lending services from banks and other financial institutions
All notification of cancellations, deferrals, and substitutions must be received in writing. Please submit your request via e-mail to schsbmopen@cavehill.uwi.edu
CANCELLATIONS
- The Sagicor Cave Hill School of Business and Management (SCHSBM) reserves the right to make changes to any printed or online information on short courses, instructors, or course information; or cancel any short course due to under-subscription or circumstances beyond its control.
- Delegates will be notified at least seven (7) days before the start of any course that must be cancelled.
- Fees for short courses cancelled by the SCHSBM will be refunded in full.
- The SCHSBM will not be liable for any loss, damages or other expenses that result from course cancellations.
REFUNDS
Due to the costs incurred for program preparation and administration any cancellations received 30 days or less from the program start date are subject to fees as described below. For programs with a virtual component, the start date will be considered the first day of live learning.
| Written notice of cancellation received by SCHSBM |
Refund |
| 30 days or more before the start of the specific course |
100% of course fees. |
| 29 to 15 days before the start of the specific course |
50% of course fees. |
| 14 days or less before the start of the specific course |
No refund |
