{"id":37,"date":"2022-11-05T09:08:43","date_gmt":"2022-11-05T13:08:43","guid":{"rendered":"https:\/\/www.cavehill.uwi.edu\/creditunion\/faqs\/"},"modified":"2026-02-06T18:55:41","modified_gmt":"2026-02-06T22:55:41","slug":"faqs","status":"publish","type":"page","link":"https:\/\/www.cavehill.uwi.edu\/creditunion\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"<div class=\"container-fluid page-wrapper\">\n<section>\n<div id=\"dept_content\">\n<div id=\"sub_content\" class=\"bodytext faq-div\">\n<div class=\"lc-block\">\n<div editable=\"rich\">\n<h1 class=\"page-header\">Frequently Asked Questions<\/h1>\n<\/div>\n<\/div>\n<div class=\"list-group lc-block\">\n<div lc-helper=\"shortcode\" class=\"live-shortcode\">\n<div class=\"qaOnClick col-sm-12\">\n    <div class=\"faqs-list\">\n                    <ul>\n                                        \n                        \n                    <li>\n                        <strong><a href=\"#FAQLink241\" id=\"FAQLink241\" onclick=\"javascript: if (document.getElementById('FAQ241').style.display == 'none') {document.getElementById('FAQ241').style.display = 'block'} else {document.getElementById('FAQ241').style.display = 'none'};\">Can I check my account balance at any time?<\/a><\/strong>\n                    <\/li>\n                    <div id=\"FAQ241\" style=\"display:none\">\n                        <p>Call or visit the office. Provide ID verification in the form of your government issued ID or passport and your account number which can be found on your statement.<\/p>\n                    <\/div>                 \n                                        \n                        \n                    <li>\n                        <strong><a href=\"#FAQLink242\" id=\"FAQLink242\" onclick=\"javascript: if (document.getElementById('FAQ242').style.display == 'none') {document.getElementById('FAQ242').style.display = 'block'} else {document.getElementById('FAQ242').style.display = 'none'};\">Can I get a loan for books and tuition?<\/a><\/strong>\n                    <\/li>\n                    <div id=\"FAQ242\" style=\"display:none\">\n                        <p>Yes&#8230;. Loans for educational purposes are available to all members of the Credit Union.<\/p>\n                    <\/div>                 \n                                        \n                        \n                    <li>\n                        <strong><a href=\"#FAQLink243\" id=\"FAQLink243\" onclick=\"javascript: if (document.getElementById('FAQ243').style.display == 'none') {document.getElementById('FAQ243').style.display = 'block'} else {document.getElementById('FAQ243').style.display = 'none'};\">How can I make deposits?<\/a><\/strong>\n                    <\/li>\n                    <div id=\"FAQ243\" style=\"display:none\">\n                        <ul>\n<li>In person at the Credit Union<\/li>\n<li>By mail (with a signed letter accompanied by a cheque)<\/li>\n<li>Online (contact office for banking information)<\/li>\n<\/ul>\n                    <\/div>                 \n                                        \n                        \n                    <li>\n                        <strong><a href=\"#FAQLink244\" id=\"FAQLink244\" onclick=\"javascript: if (document.getElementById('FAQ244').style.display == 'none') {document.getElementById('FAQ244').style.display = 'block'} else {document.getElementById('FAQ244').style.display = 'none'};\">Can my family members join the Credit Union?<\/a><\/strong>\n                    <\/li>\n                    <div id=\"FAQ244\" style=\"display:none\">\n                        <p>Membership is available to a relative of an employee, past employee, undergraduate or postgraduate student of the University.<\/p>\n                    <\/div>                 \n                                        \n                        \n                    <li>\n                        <strong><a href=\"#FAQLink245\" id=\"FAQLink245\" onclick=\"javascript: if (document.getElementById('FAQ245').style.display == 'none') {document.getElementById('FAQ245').style.display = 'block'} else {document.getElementById('FAQ245').style.display = 'none'};\">How do I withdraw funds?<\/a><\/strong>\n                    <\/li>\n                    <div id=\"FAQ245\" style=\"display:none\">\n                        <ul>\n<li>Download a Withdrawal Slip from this web site or pick it up at the Credit Union office, fill it in and sign it.<\/li>\n<li>Withdrawal slips can be emailed or dropped off at the Credit Union Office by 11am each day for processing.<\/li>\n<li>Cheques can be collected from the Credit Union office after 1pm.<\/li>\n<li>Cash withdrawals can be obtained up to $1,500.00 over the counter.<\/li>\n<li>Electronic Transfers &#8211; $1,500.00 or over (Indemnity Form to be completed).<\/li>\n<\/ul>\n                    <\/div>                 \n                                        \n                        \n                    <li>\n                        <strong><a href=\"#FAQLink247\" id=\"FAQLink247\" onclick=\"javascript: if (document.getElementById('FAQ247').style.display == 'none') {document.getElementById('FAQ247').style.display = 'block'} else {document.getElementById('FAQ247').style.display = 'none'};\">What is required to secure a loan?<\/a><\/strong>\n                    <\/li>\n                    <div id=\"FAQ247\" style=\"display:none\">\n                        <p>The following types of security can be used when applying for a loan:<\/p>\n<ul>\n<li>Shares and Savings in the UWI (Cave Hill) Credit Union<\/li>\n<li>Shares in companies traded on the Barbados Stock Exchange<\/li>\n<li>Life Insurance Policy<\/li>\n<li>Mutual Funds<\/li>\n<li>Bills of Sale on motor vehicles<\/li>\n<li> For members, the deadline for loan applications is every Thursday by 12:00 noon.<\/li>\n<\/ul>\n                    <\/div>                 \n                            <\/ul>\n                    <\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions<\/p>\n","protected":false},"author":483,"featured_media":0,"parent":0,"menu_order":11,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"slim_seo":{"title":"What is required to secure a loan? 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