{"id":13,"date":"2022-06-09T13:43:31","date_gmt":"2022-06-09T17:43:31","guid":{"rendered":"https:\/\/www.cavehill.uwi.edu\/creditunion\/services\/"},"modified":"2026-10-09T18:08:16","modified_gmt":"2026-10-09T22:08:16","slug":"services","status":"publish","type":"page","link":"https:\/\/www.cavehill.uwi.edu\/creditunion\/services\/","title":{"rendered":"Services"},"content":{"rendered":"

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Services<\/h1>\n<\/p><\/div>\n<\/p><\/div>\n
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$\"Services\"$ <\/h3>\n<\/p><\/div>\n<\/p><\/div>\n
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\n\t\t\t\t\t\tQualifying Shares:<\/strong> Minimum of $100.00, with dividends approved by the membership at the Annual General Meeting.<\/p>\n
\t\t\t\t\t\tShare Savings: <\/strong>Interest is calculated on minimum daily balances and is credited quarterly.<\/p>\n
\t\t\t\t\t\tDeposits and Special Savings:<\/strong> Can be deposited or withdrawn on a daily basis (office hours). Interest is calculated on minimum daily balances and is credited quarterly.<\/p>\n
\t\t\t\t\t\tTuition Savings:<\/strong> Interest is calculated on minimum daily balances and is credited quarterly.<\/p>\n
Electronic (Online) Transfers<\/h3>\n
You can use your online banking facility to transfer funds and make payments to your Credit Union account using either Royal Bank (Barbados) Limited or Republic Bank (Barbados) Limited.<\/p>\n
\n\t\t\t\t\t\t\tOneUnion Prepaid Debit Card<\/h3>\n
\t\t\t\t\t\tThe UWI Credit Union, in partnership with the City of Bridgetown Co-operative Credit Union Limited (COB), is offering its members a prepaid debit card.
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\n\t\t\t\t\t\tPrepaid debit cards can help you to:<\/p>\n
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Manage your funds [you can only spend what is on the card].<\/li>\n
Purchase items at local point-of-sale machines.<\/li>\n
Withdraw cash from local ATMs (fees will be applicable at any non-COB ATMs).<\/li>\n
Shop online. Avoid lines, traffic delays and excessive travel to the Credit Union to withdraw cash over the counter.<\/li>\n<\/ul>\n
\n\t\t\t\t\t\tRemember, only you should have access to your card. Do not share your pin with anyone!
\n\t\t\t\t\t\t <\/p>\n
Loans<\/h3>\n
Loans:<\/strong> loans for provident and productive purposes are made to members. Sample categories are:
<\/p>\n<\/p><\/div>\n<\/p><\/div>\n
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\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
CATEGORY <\/strong><\/th> SAVINGS QUALIFICATION<\/strong><\/th> MAX. LOAN($)<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Education<\/td> Risk based
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\n\t\t\t\t\t\t\t\t\t<\/td> 75,000
\n<\/td>\n<\/tr>\n
Medical<\/td> Risk based
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\n\t\t\t\t\t\t\t\t\t<\/td> 75,000
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\n\t\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n
Business<\/td> Risk based
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\n\t\t\t\t\t\t\t\t\t<\/td> 75,00
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\n\t\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n
Mortgage Secured Loans<\/td> Lesser of $10K or equivalent of three (3) monthly loan payments
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\n\t\t\t\t\t\t\t\t\t<\/td> 600,000
\n\t\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n
Household Furnishings<\/td> Risk based\t\t\t\t\t<\/td> 15,000
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\n\t\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n
Vehicle<\/td> Lesser of $3K or equivalent of three (3) monthly\u00a0loan payments
\n\t\t\t\t\t\t\t\t\t<\/td> 200,000
\n\t\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n
Cooperators General Insurance Premiums<\/td> Risk Based
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\n\t\t\t\t\t\t\t\t\t<\/td> 10,000<\/td>\n<\/tr>\n
Other Categories<\/td> Risk Based
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\n\t\t\t\t\t\t\t\t\t<\/td> Available on request
\n\t\t\t\t\t\t\t\t\t<\/td>\n<\/tr>\n
\u00a0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
Services Qualifying Shares: Minimum of $100.00, with dividends approved by the membership at the Annual General Meeting. Share Savings: Interest is calculated on minimum daily balances and is credited quarterly. Deposits and Special Savings: Can be deposited or withdrawn on a daily basis (office hours). Interest is calculated on minimum daily balances and is credited […]<\/p>\n","protected":false},"author":363,"featured_media":0,"parent":0,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"slim_seo":{"title":"Services - UWI (Cave Hill) Co-operative Credit Union Ltd - The University of the West Indies at Cave Hill","description":"Services Qualifying Shares: Minimum of $100.00, with dividends approved by the membership at the Annual General Meeting. Share Savings: Interest is calculated o"},"iawp_total_views":21,"footnotes":""},"class_list":["post-13","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/pages\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/users\/363"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":5,"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/pages\/13\/revisions"}],"predecessor-version":[{"id":329,"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/pages\/13\/revisions\/329"}],"wp:attachment":[{"href":"https:\/\/www.cavehill.uwi.edu\/creditunion\/wp-json\/wp\/v2\/media?parent=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}